Homeowners Insurance in Eugene and Springfield, OR
Keeping Homeowners in Eugene and throughout Western Oregon protected against Risk
From fires that result from carelessness and injuries that result from unexpected accidents to theft and vandalism, the risks that you face as a homeowner are many. These and other risks can translate into significant costs to you, and for this reason it’s very important that you have protection. Insurance provides necessary protection, and at WHA Insurance Agency, Inc. we have a complete homeowners insurance program, which we tailor to individual clients and also which is flexible.
We’ve insured homeowners in Eugene and in communities throughout Western Oregon for more than 65 years, and also we represent a variety of A-rated carriers. Our agents stay current on trends that affect homeowners insurance, and also we offer flood and earthquake coverages, which other independent insurance agencies don’t. For these reasons and others, we’ll provide to you the best possible homeowners insurance. Whether you own a one-bedroom house in which you keep only basic belongings or you own an eight-bedroom house in which you have many valuables, we’ll help you.
Homeowners Insurance Coverage Details for Homeowners in Oregon and in other States
Homeowners insurance is a package policy that covers damages to properties and liability or legal responsibility for injuries and/or property damages that policyholders cause to others. It covers damages that are caused by most disasters, and also homeowners insurance covers structures, personal belongings, and additional living expenses. Homeowners insurance is available in actual cash value (ACV), replacement cost, or guaranteed/extended replacement cost forms, and also homeowners insurance policies and/or plans can contain riders and endorsements that provide coverage that is not standard.
There are coverages other than property and liability that can be parts of homeowners insurance solutions, and the coverages include medical payments, scheduled property, and credit card forgery. We offer these and other coverages, which we’ll help you select. Also, we’ll ensure that any policy or plan that you purchase is fitting.
The coverages from which you can choose include but are not limited to:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Scheduled Property Insurance
- Landlords Insurance
- In-Home Business Insurance
You may be able to save time and money as a client of ours if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, contact an agent.
Experienced, detailed Agents keeping you and your Home secure
We know how important it is that homeowners stay secure and have insurance agents that help the homeowners through claims processes. For this reason, we thoroughly assess clients’ needs through in-depth consultations, risk analyses, and on-site inspections, and we also assist clients through claims processes. Once we know and understand the clients’ needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible solutions.
We quickly give clients and prospective clients quotes, and also we regularly and closely review policies and plans that we write. As a result, clients and prospective clients promptly get information that the clients and prospective clients need in order to find the right insurance, and coverages are always current and also clients’ rates are always competitive. If and when possible, we include clients in review processes, and for this reason, the clients are able to fully understand their purchases and also be cognizant of needs for changes to coverages.
Additional Homeowners Insurance Information:
- Homeowners Insurance Information and Resources (The Oregon Division of Financial Regulation)
- Homeowners Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))
- Homeowners Insurance Details and Resources (The Insurance Information Institute (III))
At WHA Insurance Agency, Inc. we’re proud to provide homeowners insurance in Eugene, Springfield, Corvallis, Florence, Cottage Grove, and Junction City, OR. We also serve other areas in the state and we serve other states.