Public Entities in Eugene and Springfield, OR
Helping Schools Save Money
Providing superb Insurance and Risk Management for School Districts is a top priority of ours at WHA Insurance. As supporters of education, we enjoy helping schools achieve peace of mind when it comes to their public entity insurance coverage.
School Districts do the best they can to protect and care for students and staff, but sometimes unfortunate circumstances simply can’t be avoided. There are several areas of liability for schools including weather and natural disaster damage, accidental injury, property damage, inappropriate or illegal conduct from employees, etc. At WHA Insurance, we are passionate about helping public entities and schools get the coverage they need.
As part of our assessment for your school district insurance plan, addressing risk management issues is of the utmost importance. Our thorough analysis for public school insurance allows us to place the greatest coverage possible while staying within your risk appetite and we will work with you to determine your recommended attachment point for each coverage line.
We also understand that each school district has unique insurance requirements so our plans are not one-size-fits-all. We will work with your district individually to determine potential cost savings, balanced with the broadest coverage possible. Your needs will vary depending on size, reserves, risk tolerance, district philosophy, etc. and we will work with you to find the plan and deductible that works for your district. Side-by-side, you will be able to view the costs and benefits when we weigh cost savings against the deductible. Sometimes, you will find that the cost savings for an increased deductible are so minor that it does not warrant the increased exposure for relatively minor savings.
WHA is well-known for our approach to a proactive Risk Management plan for our clients. Our proven style has resulted in our School District clients having amongst the lowest loss ratios in the state. Less claims equals lower premium – just another way to save your district much needed funds.
So, contact us and tell us your story. We would love to get to know your district and help you build a risk management strategy that addresses your concerns and makes sense for your school. Rest assured, when you work with WHA Insurance, you will rest easy knowing that your personnel, assets, students, and exposures are protected.
Public Entities Require a Specialist
WHA has served over 330 public entities throughout the Northwest since 1979. We’re known for our excellent claims service and the ability to effectively negotiate with carriers to obtain quality coverage at a very competitive premium.
As the state’s leader in public entity insurance, WHA’s public entity department are specialists with the expertise and knowledge needed to truly understand and service our public entity clients.
Some of the entities we specialize in include:
· Fire Districts
· Public Utilities
· Parks & Recreation Districts
· Water Districts
· Soil & Conservation District
· Governmental Entities
Our public entities team also works with a number of Tribal entities. We recognize the fact that Tribal entities operate under sovereign laws. As we work with a number of Tribal entities, we have the proficiency and know-how to help ensure your assets and your people are properly protected.