800-852-6140

Second-To-Die Policy in Eugene OR & Springfield OR

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. WHA Insurance Agency Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from WHA Insurance Agency Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from WHA Insurance Agency Inc. to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

WHA Insurance Agency Inc.

2930 Chad Drive

Eugene, OR 97408

Main office: 541-403-5155
Toll free: 800-852-6140
Fax: 541-484-5434

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

“I commend you on your choice of insurance companies, they did everything one would hope a company would do in a claim – I could do a commercial on them they were so wonderful.”
Mark Schoepke of Tree of Life, Inc. on claims service from Unigard
“I want to thank you for your great support and service. You have made a somewhat confusing and frustrating experience for the customer a very non-conflicting experience. If given the chance I will heartily recommend you and your company in the future.”
Anonymous
B & B Heavy Equipment called to tell me what an amazing job Raelynn had done for them. They were very impressed with her follow up and wanted to be sure we knew what an outstanding employee we had.
Anonymous
“I just wanted to say thank you for taking the time to come up to Clackamas and present not only the two classes for customer service but also the Safety Program you presented in Basics. You are a fantastic speaker with a ton of knowledge and I’m glad you were able to share some of that with us last week”
Bill Richmond, Water Quality Analyst, Tualatin Valley Water District